Builder buydowns are still the real lever
Walked three model homes this week along Riggs. Every active builder is still using rate buydowns and closing cost coverage instead of cutting sticker price. The 5.99 percent first-year rate is the headline, but the design center credits are where the real money lives. Ask for the incentive stack in writing and ask what expires this month.
Resale a block away is sitting longer when sellers anchor to 2022 numbers. The gap between builder math and resale math is wider than most buyers realize.

